In this edition ‘Insurance priorities for all ages’ looks at how a large number of Australians are underinsured and what options are available depending on your stage of life. In our feature article ‘Take charge of your retirement journey’, we explore the ways that having a sound financial plan in place will help turn your retirement dreams into a reality. ‘Gifts that may not keep on giving’ looks at how gifting money or assets to family members can be a kind and compelling idea, as long as you know how various rules might affect your wealth. And our back page ‘Facts & figures’ has some interesting stats about the current retirement trends in Australia. We hope you enjoy reading this edition of The Count Report and look forward to helping you reach your financial and lifestyle goals in the future. I hope you enjoy reading this edition.